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Unknown Unknowns

With all the speculation around what this year will bring, including the effects of inflation and an ongoing pandemic, whether markets will continue to soar, along with predicting when the Fed may raise interest rates (and how many times), a quote from the late Donald Rumsfeld, former U.S. Secretary of Defense, comes to mind:

"There are known knowns. These are things we know that we know. There are known unknowns. That is to say, there are things that we know we don't know. But there are also unknown unknowns. There are things we don't know we don't know."

* What do we know already (known knowns)? 

* Are we conscious of what we are not exploring (known unknowns)? 

* What about biases and unconscious decisions (unknown unknowns)?

As this year unfolds and we move into a potentially volatile time in the economy, let's work closely together, examining your goals and adjusting if needed as conditions change to keep you on track.