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Services & Fees

My compensation is based solely on the advice I provide. I will never sell you a product other than holistic financial planning, nor will I take a commission or a referral fee from any other professional. My commitment is to serve as a fiduciary, meaning I work on your behalf of your interests only. I am committed to providing objective, unbiased advice at all times.

Most advisors charge an assets under management fee between 0.8% and 1..5% a year, or $8,000 to $15,000 for a $1 million portfolio. My flat, monthly subscription fee is often materially lower than the AUM model, aligns my incentives with your interests and removes any bias towards having you invest even when the money can be used elsewhere.

The fee, based upon assets under advisement, is listed in the schedule below. The first three months are paid upfront upon the signing of an annual financial planning contract. Thereafter, the fee can be paid quarterly or monthly either out of your assets or your cash flow depending on your preference. There is an additional .25% fee for assets managed by True Abundance Advisors.

Assets Under Advisement Monthly Cost For One Person Monthly Cost For Couples
$0 - $500,000 $415 $540
$500,001 - $1,000,000
$625 $625
$1,000,001-$2,000,000 $833 $833
$2,000,001-$3,000,000 $1,040 $1,040
$3,000,001-$4,000,000 $1,250 $1,250
Over $4,000,000 Negotiated Negotiated

Depending on the complexity of your planning needs, your fee could be higher or lower. Your fee is guaranteed for two years once we start working together.

Before I look at any bank statements, insurance policies or tax returns, we first get clear about what you value, what you stand for and, based on those foundational truths, your short and long-term financial goals.

Together, we get a sense of what you truly want from your life and from your money. Then, armed with these insights, we create a comprehensive, fully customized financial plan that moves you toward your goals. making sure that you are adequately protected from the potential impacts of unexpected life events and market downturns.

The questions I answer include:

Cash Management Planning

How can I create a cash flow plan that allows me to enjoy life now while still working towards my vision and goals?

Investment Management

How can I use investment strategies to provide me with the financial resources I need to reach my life goals?

Retirement Planning

How can I build a foundation for independence and freedom to enjoy life as I get older?

Risk Management Planning

How can I protect myself and my family from unexpected obstacles or events that might take us off track from reaching our visions and goals?

Estate Planning

How can I communicate my wishes and provide peace of mind to my family if I become incapacitated or after I die?

Tax Planning

How can I be sure that none of the financial strategies we put in place for helping me to reach my vision and goals will trigger excessive tax liabilities that might take me off track?