You’ve been planning for this for years: the ability to retire. You’ve saved diligently, discussed the transition with your family, and developed a succession plan at work. You’ve even celebrated the upcoming milestone by sharing a champagne toast with friends! And then a bear market hits and appears to upset all your plans. The retirement paycheck that you’ve carefully arranged for may be in question. After ten years of a bull market, the stock market volatility is making you feel anxious and unsettled. Your illusion of control is shattered.