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Perhaps you’re finding yourself in a situation similar to mine. My bright orange 2004 SUV has seen better days, and I’m tired of its never-ending need for repairs. Time for a new car! But there are decisions to be made. What make? What model? And, importantly, should the next car be leased or bought? Here are some key questions to help guide the decision:

Define your financial goals and values and then study how and why you already spend your money. Websites and smartphone apps can help with tracking spending patterns. Developing "mindful awareness" of emotions and judgments that create spending "needs" will lead to change.