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When tackling big, audacious goals, you don’t need big, audacious actions. All you need is the contagious magic of micro-actions. Because micro-actions spread.

Getting ahead is overrated as a goal. In fact, it might even be just plain stupid. Instead of fixating on getting ahead, what if we simply focused on having enough? Turns out, you’re allowed to do that!

The reality is that building a successful anything is messy and unpredictable, and success is anything but linear. You have good breaks and bad breaks. Anyone who says there isn’t luck involved is a liar. Sometimes it feels like you take ten steps backward for every step forward. You hit walls, challenges arise, people disappoint you. Things never go as planned…

This is going to sound self-evident or obvious, but most people don’t understand it. The point I want to make is this: There’s a difference between investment returns and investor returns… and only one of them matters. Let me explain.

The only goals that matter when it comes to your money are your goals. Not anyone else’s. So… what are your goals?

What are you grateful for as you review your year? The end of 2022 is approaching. Many of us will be happy to wish this year goodbye. Year end is a also a good time to review your finances. This year's uncertainty withstanding, there are several tax advantages we can take advantage of now, before they go away or are decreased.